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A Business Insurance white paper
As the US workforce becomes increasingly mobile, the risk landscape for employers is transforming, with workers compensation, employment practices liability and cyber exposures moving out of the traditional workplace and into workers homes, cars and even public places. Despite that, many employers still are using old risk management programs for these new threats. This white paper examines in depth the risks associated with telework and offers practical advice on how risk managers can get them under control and shield their organizations from liability. View a sample.
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A Partner White Paper
Despite great media attention given to the ongoing spate of natural disasters worldwide and their high financial and human cost, many individuals and businesses do little to address their vulnerability to this hazard. The consequences of inaction--business disruption, a loss of competitiveness, reduced shareholder value and market share, and poor reputation--demand greater understanding of the perceived impediments to natural disaster preparedness. This research report, by FM Global, examines why some companies prepare while others seemingly gamble with their future.
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A Business Insurance white paper
Today's risk managers face a daunting array of legal, business, regulatory, political and environmental challenges. They need a powerful, flexible tool to help navigate this environment and provide meaningful reports and analyses, database management and accuracy. The risk management information system is such a tool. The focus of this Business Insurance white paper is to look at today's RMIS and see how risk managers can harness its true potential. View a sample.
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A Partner White Paper
What causes an insurance company to fail? What turns a strong carrier into and impaired one and, eventually, an insolvent one? This paper from One Beacon Professional Indemnity will take a look at a variety of reasons why companies go out of business, ranging from mismanagement, poor decision making, and – in some cases – outright fraud and criminal activity.
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A Business Insurance white paper
Executives at many middle-market companies are very comfortable with their insurance brokers. For some, their broker seems like part of the corporate family, for others the executive in charge of insurance is too busy to analyze broker performance. But shouldn't this key advisory role be subject to more rigorous scrutiny? This Business Insurance white paper examines the role that brokers play for middle-market firms, how executives should measure broker performance, and what they should look for in a broker if they believe it is time for a change. View a sample.
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A Partner White Paper
This white paper from One Beacon Professional Insurance examines the factors behind soft and hard insurance markets, how we got where we are today, and what may lie ahead. John Chace, Chief Underwriting Officer for OneBeacon Professional Insurance, takes a look at the different philosophies and positions companies take to underwrite profitable business throughout the market cycles.
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A Business Insurance white paper
What is the next liability exposure that could rival the asbestos crisis, which has cost policyholders and underwriters tens of billions of dollars? This white paper examines five liability exposures that have the potential to cause grave problems for the commercial insurance industry and its customers: nanoscale materials; genetically modified plants and animals; climate change; exposure to radio frequency waves; and the environmental impact of hydraulic fracturing in natural gas drilling. Read the report to learn where the next litigation explosion might occur. View a sample.
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Business Insurance White Paper
Many organizations use captive insurers to cover their property/casualty risks, and now several dozen are using them to cover employee benefits exposures too. Thanks to the efforts of several cutting-edge programs during the past several years, many employers now have the option of expanding the risks they place in their captives. In this latest white paper from Business Insurance, captives experts Donald Riggin and Karin Landry explain what an organization needs to do to add benefits to their captives and the advantages of doing so. View a sample.
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A Business Insurance White Paper
This new white paper examines the factors already at play that will sooner or later turn the market; how risk managers can use detailed data to their advantage in negotiations with insurers; what discussions buyers and sellers of insurance should be engaging in now to ensure neither side is sucker punched when the hard market hits; alternatives to consider when traditional capacity contracts; and what to do when the market turns if you are not adequately prepared. View a sample.
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Business Insurance White Paper
With Internet communications embedded in the processes of most major organizations, risk managers face an increasing array of exposures. While cyber risks long have been associated with e-commerce firms, any firm that holds confidential information in an electronic format is exposed to the threat of data loss and breaching state and federal privacy laws. In this white paper, cyber risk and insurance expert Mark Greisiger details the exposures that companies face, steps they can take to mitigate those risks, and the insurance available to transfer cyber risks. View a sample
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Business Insurance White Paper
As global companies expand overseas, they take on the risk of shareholder lawsuits. To protect executives in global operations, risk managers often rely on master D&O insurance programs to cover worldwide exposures for what often has been viewed as a relatively minor risk. But the risk environment has changed, with an increased exposure to shareholder lawsuits outside the United States. This white paper, free to download thanks to the support of ACE Ltd., details best practices for comprehensive D&O protection and compliance with local regulations. View a sample.
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Business Insurance White Paper
Employers invest heavily in employee benefit programs to attract and retain talent, but how can they know if the money they spend is benefiting their business? What must be done to maximize the return on their health care investment? "Maximizing Health Care ROI: How to Get the Most Bang for Your Benefits Buck" answers these questions with a comprehensive analysis of current trends in health care benefits, including plan design, cost shifting, wellness incentives, benefits financing and what the future holds for benefit programs. View a sample
Purchase Paper$100/$75 for subscribers
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Business Insurance White Paper
This new Business Insurance white paper outlines developments in Directors & Officers Liability Insurance, including key legislation and legal decisions affecting the risk to companies and their directors. Designed for risk managers who want a better understanding of D&O, as well as a primer to share with senior executives and board members. This white paper details how the coverage works, strategies for buyers to ensure that they have the coverage they want, a checklist of key coverage issues, and an outlook on the D&O insurance market. View a sample
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Business Insurance White Paper
The near collapse of American International Group Inc. and financial problems experienced by other commercial insurers as a result of the 2008 financial crisis put insurer fianancial security under a spotlight. This 34-page white paper analyzes the performance of rating agencies, outlines tools available for risk managers to conduct their own analysis, offers expert advice on the warning signs of trouble at an insurer and details strategies risk managers can employ to minimize their exposure to troubled or soon-to-be troubled insurers. View a sample
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Business Insurance White Paper
The introduction of Solvency II risk-based capital rules will have far-reaching implications for how insurers in Europe manage both their capital and overall business strategies. Risk managers looking to assess the security of their insurance programs need to understand how the new regulatory regime will affect insurers, both inside and outside the European Union. In addition, any organization that owns or uses a Europe-based captive insurer will be directly affected by Solvency II. Read this comprehensive report for up-to-date information about the regulatory risks of Solvency II. View a sample
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