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  • Market Insights: Captive Domiciles 2012

    A Business Insurance White paper

    Market Insights: Captive Domiciles 2012 provides insight and detailed information on the regulations, taxes and market health in jurisdictions worldwide that serve as domiciles for captive insurers. This new report is for captive buyers and captive service providers alike, and tracks not only the proliferation of captive domiciles in the past year, but also which ones are seeing the biggest gains in new captives and what factors are spurring growth.

  • Market Insights: Captive Managers 2012

    A Business Insurance White paper

    Market Insights 2012: Captive Managers is a valuable resource for captive buyers and captive service providers. This report analyzes shifts in the captive management industry worldwide, ranking the largest companies by number of captives under management. The report also details the fastest growing firms and explores the current drivers of change in the market, such as protected cell captives and 831(b) microcaptives, and which firms have the most of each under management.

  • Catastrophe Management: How to protect people, property and keep operations running when disaster strikes

    A Business Insurance White paper

    Catastrophic events can be shocking, but many of them shouldn't come as a surprise. It's a given that coastal areas will suffer windstorms and that seismic zones will experience earthquakes. The key to surviving these disasters is preparation. Companies can minimize a catastrophe's damage by understanding their exposures, predicting a potential event's likely impact, taking steps to mitigate losses and having plans in place to deal with a disaster and its aftermath. This white paper offers steps to disaster planning and points out important exposures that businesses may overlook to their detriment. View a sample.

  • Opioid Abuse & Workers Comp: How to tackle a growing problem

    A Business Insurance White paper

    Opioid use and misuse by workers is a major concern for employers. An increasing number of workers are prescribed these powerful and addictive drugs to alleviate pain, but frequently they are prescribed to treat the wrong kinds of pain and don’t eliminate the source of pain. Too often, opioid use results in extended disability and additional medical concerns for claimants. This white paper provides background on opioid misuse; offers concrete steps that workers compensation managers can take before and after opioids are prescribed to prevent harm from the drugs; and suggests ways of measuring the effectiveness of the steps taken. View a sample.

  • Flood Risk Exposure

    A Business Insurance White Paper

    Exposure to flood losses is rising, driven in part by growing development in flood-prone areas and poorly maintained flood protections such as dams and levees. As a result, commercial property owners need to assess their flood risks and act to mitigate potential losses, including taking steps to prepare properties and examining their insurance coverage options. In this free white paper, which is sponsored by Lexington Insurance Co., Business Insurance examines how flooding risk is changing, what's being done to enhance risk assessment and modeling, and strategies for loss control and risk transfer.

  • Supply Chain Risk: How to Protect your Organization from Weak Links

    A Business Insurance white paper

    Taking the steps necessary to identify, assess and manage supply chain exposures can help organizations avoid disruptions that can carry serious financial and reputational consequences. This white paper from Business Insurance examines the nature of supply chain risks, how some leading companies are managing the exposure and issues associated with insuring supply chain risks. The white paper looks at both natural and man-made sources of supply chain disruptions, and examines the challenge of managing supply chain risk not only at the level of direct suppliers, but farther up the supply chain with suppliers of suppliers. View a sample.

  • Private & Nonprofit D&O: Safeguarding top executives from all of their risks

    A Business Insurance white paper

    Directors and officers liability insurance has long been a must-buy for publicly traded companies seeking protection from the costs of shareholder lawsuits. But you don't need public shareholders to have executive liability exposures. Private and nonprofit organizations face an array of exposures that can be covered under D&O packages. Litigation against directors and officers may come from such sources as customers, clients, competitors, government agencies, and fellow executives or board members. This White Paper explores the ways private and nonprofit organizations can protect their executives and provides exclusive Business Insurance research insights into their risk awareness, claims experience and insurance buying. View a sample.

  • Uninsured Motorist and Underinsured Motorist Coverage

    A Partner White Paper

    Large national and multinational organizations often seek to reject UM/UIM/PIP coverage or purchase the minimum amount allowable by state. However, each state has differing rules and requirements to document these coverage elections. Risk managers currently spend a significant amount of time and resources documenting and executing their UM/UIM/PIP coverage elections. In order to streamline this process, ACE has developed an online web-based portal that allows a risk manager to answer a series of questions that will facilitate documenting their coverage elections.

  • Managing Your TPA: Improve Workers Comp Outcomes by Taking Control of TPA Relationships

    A Business Insurance white paper

    Taking a hands-on, collaborative approach to your workers compensation TPA relationship can help control costs and improve outcomes for employers and injured workers. This white paper from Business Insurance explores the business case for taking a more proactive approach TPA relationships, as well as some of the best practices to ensure the success of those partnerships, including how to establish accountability and manage caseloads. In addition, the white paper offers perspectives on deciding whether to pay extra for some services—such as additional adjusters or nurse case managers—that might save money in the long run. View a sample.

  • Telecommuting Risks: How to Minimize the Liabilities Arising from a Mobile Workforce

    A Business Insurance white paper

    As the US workforce becomes increasingly mobile, the risk landscape for employers is transforming, with workers compensation, employment practices liability and cyber exposures moving out of the traditional workplace and into workers homes, cars and even public places. Despite that, many employers still are using old risk management programs for these new threats. This white paper examines in depth the risks associated with telework and offers practical advice on how risk managers can get them under control and shield their organizations from liability. View a sample.

  • A Systematic Approach to Risk: How to Select the Right Risk Management Information System

    A Business Insurance white paper

    Today's risk managers face a daunting array of legal, business, regulatory, political and environmental challenges. They need a powerful, flexible tool to help navigate this environment and provide meaningful reports and analyses, database management and accuracy. The risk management information system is such a tool. The focus of this Business Insurance white paper is to look at today's RMIS and see how risk managers can harness its true potential. View a sample.

  • Is It Time To Change Brokers? Picking The Right Broker For Your Business

    A Business Insurance white paper

    Executives at many middle-market companies are very comfortable with their insurance brokers. For some, their broker seems like part of the corporate family, for others the executive in charge of insurance is too busy to analyze broker performance. But shouldn't this key advisory role be subject to more rigorous scrutiny? This Business Insurance white paper examines the role that brokers play for middle-market firms, how executives should measure broker performance, and what they should look for in a broker if they believe it is time for a change. View a sample.

  • The Next Asbestos: Five Emerging Risks That Could Shift the Liability Landscape

    A Business Insurance white paper

    What is the next liability exposure that could rival the asbestos crisis, which has cost policyholders and underwriters tens of billions of dollars? This white paper examines five liability exposures that have the potential to cause grave problems for the commercial insurance industry and its customers: nanoscale materials; genetically modified plants and animals; climate change; exposure to radio frequency waves; and the environmental impact of hydraulic fracturing in natural gas drilling. Read the report to learn where the next litigation explosion might occur. View a sample.

  • Captives for Benefits: How to Use a Captive to Save Money and Enhance Benefits Coverage

    A Business Insurance white paper

    Many organizations use captive insurers to cover their property/casualty risks, and now several dozen are using them to cover employee benefits exposures too. Thanks to the efforts of several cutting-edge programs during the past several years, many employers now have the option of expanding the risks they place in their captives. In this latest white paper from Business Insurance, captives experts Donald Riggin and Karin Landry explain what an organization needs to do to add benefits to their captives and the advantages of doing so. View a sample.

  • Hard Market Game Plan: Steps Risk Managers Need to Take Before Rates Rise

    A Business Insurance White Paper

    This new white paper examines the factors already at play that will sooner or later turn the market; how risk managers can use detailed data to their advantage in negotiations with insurers; what discussions buyers and sellers of insurance should be engaging in now to ensure neither side is sucker punched when the hard market hits; alternatives to consider when traditional capacity contracts; and what to do when the market turns if you are not adequately prepared. View a sample.