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Subscriber only, premium content. Thursday, September 3

White Papers

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Discounts are available for purchasing multiple copies of 5 or more. For information on purchasing multiple secure copies of this premium directory, please contact Director of Research Angelina Villarreal at avillarreal@businessinsurance.com.

  • Broker Growth Strategies

    The Broker Growth Strategies white paper examines M A and organic growth strategies — how they have evolved, what they entail and the pitfalls to avoid. See a sample.

  • Cyber Security Report

    Cyber security is a top priority for most businesses. Companies are taking preventive measures, adopting the infrastructure needed to protect their information and systems and engaging their employees in cyber protection. In order to generate a better understanding of how businesses are dealing with cyber protection, Business Insurance conducted an online survey about cyber security among its readers. A total of 272 risk and insurance decision-makers participated in the study. The study also includes the opinion of 611 brokers, risk consultants and insurers. See a sample.

  • Soft Market Strategies

    Market data indicates that commercial property/casualty insurance prices are flat or falling. Cheaper coverage provides immediate benefits to corporations and their risk managers, as they can simply insure their exposures to less money. But developing a strategy to take full advantage of a soft market and prepare for the next turn in the market cycle requires a more nuanced approach. Risk managers, their advisers and ultimately their executive managements need to ask themselves key questions and make decisions that could have long-lasting effects on their organizations. This latest white paper from Business Insurance answers those questions and many more to help risk managers and their business partners take full advantage of the changes in the insurance market before the pricing pendulum swings back in favor of insurers. See a sample.

  • Explore the Benefits of a Travel Risk Management Solution

    Business travelers face a growing set of global risks. Travel accident insurance is a good starting point, but a better approach is a comprehensive travel risk management (TRM) solution. In this free white paper, Europ Assistance USA explores how the right TRM solution can complement international insurance coverages to reduce internal burden and help employers keep their employees safe. Register to download.

  • Growth strategies for brokers: Expanding business through M&As, new business and new people

    There can be no standing still for insurance brokerages and independent agencies. In an increasingly competitive marketplace, the brokerage that doesn't find a way to grow isn't merely at a competitive disadvantage. It could be entangled in a losing battle for survival. Growth opportunities present themselves in multiple ways. This white paper explains various growth options for large and smaller brokers. Perhaps the highest-profile method is growth through merger or acquisition. These deals aren't confined to property/casualty operations, either, as employee-oriented brokerages prove to be increasingly attractive. Recruiting top talent must be part of any long-term growth strategy. Finding and retaining the brokerage industry leaders of tomorrow and providing them with a rewarding career with plenty of opportunities for advancement should be a top priority for any brokerage or independent agency. View a sample.

  • ACE 4D: Power of Predictive Analytics

    Predictive data analytics is coming out of the shadows to change the course of claims management. A new approach, ACE 4D, provides the tools and expertise to capture and analyze both structured and unstructured claims data. In this free white paper, ACE Claims Management explains why predictive analytics is important to claims management. Register to download.

  • Combating retaliation claims: How to reduce their potential and limit their impact

    Retaliation claims by employees have become a problem for employers, with more than 37,000 retaliation charges filed in 2012. The U.S. Equal Employment Opportunity Commission has taken an aggressive approach to pursuing claims where they allege employers fired, demoted or retaliated in other ways against workers that lodge a discrimination charge or participate in discrimination proceedings. Ironically, the retaliation claims often endure after the underlying discrimination charges have been dismissed. But it's not just a legal issue for employers; it's a financial issue too. The EEOC obtained $177.4 million in retaliation claims-related payments from employers last year. This white paper from Business Insurance details the problem, reviews the legal history, discusses successful defense strategies, and outlines ways to stop retaliation happening in the first place. View a sample.

  • Benefits Captive Strategies
    How to properly manage these risk-transfer arrangements

    Placing employee benefits into an employer-owned captive can be a wise financial move for companies. Such benefits are provided at little to no extra cost to employees and with a captive can result in savings for employers. This latest white paper from Business Insurance explains the evolution of captive-funded employee benefits since the passage of ERISA in 1974 including the most up-to-date captive benefits strategies. This paper also discusses the steps required by the federal government to fund ERISA-governed benefits with a captive and the projected growth in the use of captive arrangements to fund employee benefits. View a sample.

  • Guard Against Reputational Damage:
    How to handle risks that can jeopardize the brand

    A company's reputation is one of its most important assets. Years of good work can be jeopardized by just one incident that sours the public's view of an organization. A damaged reputation can result in a loss of sales and a lower stock price, and create long-term financial problems for a company. Given what's at stake, it is vital that companies respond effectively to any event that threatens their reputations. This latest white paper from Business Insurance explains what's at stake for companies, what they can do to manage the risk before and after an event happens, and what insurance coverage is available to meet the costs of restoring a damaged reputation. View a sample.

  • Medicare secondary payer compliance: How to deal with an evolving regulatory landscape

    This in-depth report examines some of the many challenges surrounding Medicare Secondary Payer compliance and includes strategies to make the compliance process easier for workers comp payers. It also explains the pending legislative and regulatory reforms that could reduce the Medicare reimbursement burden for insurers and employers. View a sample.