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The Insurance Information Institute said Thursday that it now estimates that the Sept. 11 terrorist attacks will cost insurers $40.2 billion....The California Legislature has approved a measure that would require medical boards in the state to inform inquiring consumers if a doctor has had multiple medical malpractice settlements of more than $30,000 within the previous 10 years. S.B. 1950 would not be retroactive and would apply to settlements reached on or after Jan. 1, 2003....London-based reinsurance brokerage Benfield Group P.L.C. is setting up an office in Bermuda. A spokesman for the company said the office would open later this year....Commercial insurance premiums increased by an average of 28% for annual policies renewed in August, according to a survey of business placed through MarketScout Inc.'s Internet portal. Increases were down slightly from the 33% hikes seen in July, according to MarketScout.