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Insurers pay when gamers play

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virtual reality gaming

The virtual reality gaming trend is getting real when it comes to homeowner’s insurance claims, with insurers saying popular virtual reality headsets are the cause of a 31% surge in claims.

As reported by the Guardian newspaper in the United Kingdom, the anecdotes by overenthusiastic players are stacking up: A man hitting his ceiling fan with his fist; a woman slamming into her furniture; a player smashing through a lighting fixture. And, not to mention, busted television sets galore.

In addition to the 31% jump in claims over last year, the trend of crashing into furniture while in the metaverse accounted for a 68% overall increase since 2016, British insurer Aviva PLC told the newspaper. Aviva said the average VR-related claim for accidental damage in 2021 was about £650, or $885.

“As new games and gadgets become popular, we often see this playing through in the claims made by our customers,” said Kelly Whittington, Aviva’s U.K. property claims director, told a reporter. “In the past we’ve seen similar trends involving consoles with handsets, fitness games and even the likes of rogue fidget spinners.”

 

 

 

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