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The cost of individual health insurance in the Affordable Care Act marketplace is set to decline sharply next year in Virginia, with companies proposing double-digit percentage decreases in their latest filings with the state, the Richmond Times-Dispatch reports. The reductions will bring the average per-person monthly rate in the Richmond area down to $524.26 in the largest plan, Anthem Blue Cross Blue Shield’s statewide HealthKeepers, after a proposed average reduction of 10.5%. Cigna Health & Life Insurance Co.’s comparable plan will cost an average of $438.21, after a 19.6% rate reduction.