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Premiums for employer-sponsored plans rise, while ACA premiums decline


Health insurance premiums in Affordable Care Act marketplaces declined in most states in 2022 for a third straight year, while employer-sponsored insurance premiums increased, according to a new study from the Washington, D.C.-based Urban Institute, Becker’s Payer Issues reports. Marketplace premiums declined 1.8% on average in 2022, after a 1.7% decline in 2021, and a 3.2% drop in 2020, researchers found. Employer-sponsored plans saw a 3.6% increase on average in 2021, down slightly from a 3.9% increase in 2020, the report says.

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