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2019 Break Out Awards, Northeast: Matthew Roy

Matthew Roy


Vice president of E&S casualty underwriting

Everest Insurance, a unit of Everest Re Group Ltd.

Liberty Corner, New Jersey

Age: 34

After graduating from Easton, Pennsylvania-based Lafayette College in 2007 with a Bachelor of Arts, Matthew Roy jumped into the insurance industry. His father had an insurance background, so he always knew he was going to be “part of the family.” He joined Everest Insurance in January 2014 after beginning his career at Crum & Forster. He manages a team of six underwriters and leads the Northeast region for the excess and surplus casualty unit.

What is the No. 1 concern in your specialty?

Some of the things you worry about in an E&S casualty underwriting role are risks that make it to your desk because they are emerging or come without a significant track record of experience. It involves doing a lot of research and collaboration internally to make sure you’re getting your arms around what the exposures are and providing a solution to the customer, while still focusing on bottom-line profitability for the company.

How do you see your job changing over the next 10 years?

The pace of change in the industry is alarmingly fast and seemingly accelerating. Data, analytics, artificial intelligence and general technological efficiencies will inevitably become more central to the underwriting process, which should lead to an evolution of the traditional underwriter’s role.

What surprised you about the insurance industry?

What surprised me the most is how fast-paced and collaborative it is. That tends to cultivate an environment that encourages innovation and creative thinking.

What is something most people don’t know about you?

I sang a cappella in college and did musical theater. I’m a lover of the arts.

What is your favorite app or gadget?

My favorite gadget is Amazon’s Alexa — I like to play “Jeopardy” and music on it.


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