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2023 Break Out Awards NORTHEAST SOUTH MIDWEST WEST

CHRIS GIUFFRE Chief operating officer

USQRisk Insurance Services LLC

Newport Beach, California

Chris Giuffre, whose mother was a managing director and global practice leader with Marsh LLC’s FINPRO practice, attended his first Risk & Insurance Management Society Inc. annual conference when he was a child. Before joining USQRisk, which specializes in alternative risk transfer solutions, in 2020, he was risk operations officer at LeaseLock Inc., a developer of financial technology for rental real estate owners and operators.

What’s your advice on navigating the current insurance market?

Creativity and innovation are really going to be big drivers for navigating the current marketplace. Just given the climate, given how our climate has been changing rapidly, and given the macroeconomic and political factors, from a global perspective we’re seeing all that translated into a hardening market, so effectively navigating the insurance marketplace now requires quite a bit of innovation and creativity.

How are technological advances affecting your job?

They’re making life easier for us. Being a startup and building from the ground up, we have the luxury of building internet technology in a way that suits our business.

What’s a problem that needs fixing in your sector?

Capacity, and having capacity that is willing to look at more de novo opportunities or to look at more esoteric risks.

What’s something about you that would surprise people?

In my free time, I participate in ranch sorting. It’s an event where you move cattle on horseback. On weekends, I’m in my Wranglers and a cowboy hat.

What did you want to be when you grew up?

For a long time, I wanted to be an architect. At one point in time, I wanted to be a ski bum, and as I got older I thought environmental law is a pretty interesting opportunity or career as well.