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The number of 401(k) millionaires rose by 20% in the fourth quarter of 2023, reaching 422,000, due to strong market dynamics, according to Fidelity Investments, Plansponsor reports. The analysis, which considered 22.7 million participants in 401(k) plans and individual retirement accounts, revealed a positive outlook for retirement savers, with average account balances at their highest levels in nearly two years.