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According to a report from U.K.-based Howden Group Holdings Ltd., civil unrest has caused more than $10 billion in insurance and reinsurance losses since 2015, while terrorist have caused less than $1 billion of insured losses, Financial Times reported. The new report highlights that higher cost of living, along with other social pressures has driven increasing discontent, which in turn has led to an increase in the size and frequency of claims on strikes, riots and civil commotion insurance.