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After the COVID-19 pandemic accelerated retirement plan closings and dampened plan creation, a new report from Morningstar reveals that only 2,090 employers cover 50% of U.S. workers with retirement plans, leaving a heavy burden on small employers, Plansponsor reports. While long-term growth may appear to make the retirement system look stable, Morningstar analysts argued that those numbers mask underlying turnover of thousands of plans and outflows of billions of dollars.
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