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Ratings agency A.M. Best Co. said that while the cyber insurance-linked securities market is evolving, the market has not yet faced a catastrophic loss that could cause the market to revisit the use of capital, Artemis reported. The agency added that the cyber insurance market, which had around $5 billion in premium in 2021, would be strained if a $1 billion loss event occurs and insurers would find it difficult to cover such large losses.