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Despite financial stress, 401(k) saving rates hold steady


Economic and market challenges may have coalesced for workers in 2022 but retirement plan participants were persistent in saving for retirement and trading in their accounts was at the lowest levels in 20 years, according to a study by The Vanguard Group Inc., reports Plansponsor. While there were signs of financial stress, overall, participants’ behavior in retirement plans remained in line with previous years, and most continued to maintain a long-term view.

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