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Many U.S. workers are taking steps to prepare for a potential recession in 2023, including cutting back on expenses, including adjusting benefits during open enrollment, according to a survey by Hartford Financial Services Group Inc., reports BenefitsPro. Some 39% of respondents said they have less than $1,000 in savings or no savings at all, the insurer’s benefits survey found. About one-third of respondents to the survey said they are comfortable talking about finances at work and a similar percentage want their employer to help them with financial coaching and support.