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The Senate has approved the $1.7 trillion omnibus appropriations bill that includes the SECURE 2.0 Act of 2022, that changes the rules for 401(k) retirement savings plans, reports 401K Specialist. SECURE 2.0 would, among other things, provide automatic retirement plan enrollment, raise the required minimum distribution age, provide incentives for companies to start retirement plans, and allow employees to pay down student loans in lieu of contributing to a 401(k) retirement savings plan.