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New Jersey's Family Leave Insurance program, which gives workers paid time off to care for a loved or new baby, gets a lot of credit from advocates nationwide, but many eligible workers are not taking advantage of the program, reports NJ105.com. In a survey of 1,185 New Jersey low-wage hourly workers, only about half of the workers who had experienced a family leave event in the past year had utilized the program, according to research by The Shift Project at Harvard University's Malcolm Wiener Center for Social Policy.