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MGU expands hospitality program


SUITELIFE Underwriting Managers, part of RSG Specialty LLC, a unit of Ryan Specialty Group LLC, said Thursday it has added coverage for franchise hotels to its portfolio.

Available limits are up to $15 million per location and $50 million per policy for building, real property, and business interruption coverage, depending on construction type, RSG said.

General liability limits are $1 million per occurrence/$2 million general aggregate and $2 million products aggregate limit. Liquor liability limits of $1 million/$1 million are also available.

The program, which is backed by an A+ rated insurer, focuses primarily on 3-star full-service franchise hotels, limited-service hotels, smaller independent or boutique hotels and is available in all states except Alaska, Hawaii and U.S. territories.

An alternative market providing coverage for distinguished inns, B&Bs, non-franchised independent hotels, hunting and fishing lodges is also available, the Exton, Pennsylvania, managing general underwriter said.

Stand-alone workers compensation coverage is offered via an agreement with Greensboro, North Carolina-based Key Risk Insurance Group.