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Pathpoint Inc. has launched a liability coverage for unoccupied buildings and land, the San Francisco-based digital excess and surplus brokerage said Tuesday.
Coverage is available either as monoline general liability, property or a package policy, with term lengths from three months up to one year.
Liability limits of $1 million per occurrence, $2 million general aggregate and a $2 million personal and advertising limit are available.
Coverage is for properties and land that are under renovation or that are less than 30% occupied, Pathpoint said in a statement. Risks can be vacant for any length of time.
Buildings up to three stories in height and up to 25,000 square feet, and those built as early as 1900 are eligible. Coastal and wind-exposed property will be considered, Pathpoint said.
Coverage is available in all 50 states, with a particular focus on Alabama, Florida, Georgia, Maryland, Massachusetts, Minnesota, Ohio, Pennsylvania, Texas and Virginia.
“Vacant property is yet another product that independent agents need regular access to and often find themselves leaning on wholesalers to place. … If it’s something our markets want to cover, any agency can quote it in a few minutes with us,” Alex Bargmann, Pathpoint’s CEO and co-founder, said in the statement.
Pathpoint Inc. on Tuesday launched an online submission and instant quoting service for contractors general liability excess and surplus coverage.