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MGA offering commercial property lines


Foresight Group Inc. has launched commercial property insurance lines, including inland marine, contractors equipment and builders’ risk offered as a complement to workers compensation.

San Francisco-based Foresight, a managing general agent using a digital platform, says it is focusing on middle-market segment buyers such as construction/trades, solar farms, agriculture, manufacturing and light industrial.

Limits available for builders risk are frame limits up to $3 million (single-family homes up to $1.5 million); masonry non-combustible and better, up to $20 million; optional flood and earthquake coverage, up to $5 million for eligible locations; motor truck cargo, up to $250,000 per power unit/$500,000 per occurrence, fleets up to 10 power units, and target operation types including dry van/box, refrigerated freight, flatbed and containerized freight, and optional spoilage/freezing coverage is available; for contractors equipment, equipment limits up to $500,000 per item/$3 million per schedule, all according to an email from a spokesman.

Coverage is available through appointed brokers in the eight states in which Foresight operates: Arkansas, Arizona, California, Louisiana, Nevada, New Mexico, Oklahoma and Texas.

Foresight added it “is poised to launch in several key states and add additional commercial lines to its platform later this year.”