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Hiscox Ltd. said Tuesday it is offering enactments to its architects and engineers coverage that are designed for construction professionals.
Hiscox said in its statement expanded coverages are being offered for artisan subcontractors, general contractors and real estate developers and owners.
For artisan subcontractors, expanded coverages include: contractors pollution liability insurance that includes coverage for transportation, nonowned disposal sites, mold and emergency response; broad professional liability triggers, including a carveback for professional services performed as part of construction means and methods; and rectification expense for design defects.
For general contractors expanded coverages include: contractors pollution liability, including transportation, nonowned disposal sites, mold and emergency response; broad professional liability triggers including preconstruction services, delegated design and design assisted, value engineering; rectification expense for design defects and protective indemnity coverage.
For real estate developers, Hiscox has expanded coverage to include owners protective indemnity and protective pollution protection, the insurer said in its statement.
Bermuda-based insurer Hiscox Ltd. has created a tool to help businesses calculate the cost of cyber attacks and potential cyber risk exposure, ITIJ.com reported. The calculator is free to use and analyses a company's cyber risk according to the country in which it operates, the sector, its revenue and value of the company's data.