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2019 Break Out Awards, West: Robby Horner

Robby Horner


Vice president, ICAT Online

International Catastrophe Insurance Managers LLC, a unit of Victor Insurance Holdings

Broomfield, Colorado

Age: 33

Robby Horner, who graduated from University of Colorado Boulder’s Leeds School of Business with double majors in finance and management, has spent his entire career at ICAT. He started as a financial analyst and served in other roles on the financial side of the business before he became a products manager. In his current role, he oversees all of ICAT’s online business.

What is the No. 1 concern in your specialty?

Right now, it’s responding to the changing times in insurance — not only the market cycle that we’re in, but also the kind of transformation that the industry is seeing in terms of the average age of employees in the industry, and also the technology and tools that are used to do all of our jobs the best. There’s just a lot of disruption in the overall industry at this point.

How do you see your job changing over next 10 years?

There’s going to be more data that’s leveraged, more technology that’s leveraged, more capital providers. It’s just going to get a whole lot more complex than it ever used to be.

What advice would you give to someone starting out in the business?

Gain as much exposure as you can from all parts of the business cycle so you can just understand everybody’s perspective.

What surprised you about the insurance industry?

How simple it is. There’s a lot of complex language and complex mechanisms for doing business and development, but when you peel everything back it’s one simple goal, and that’s to help people recover from catastrophic events.

What is something most people don’t know about you?

I’ve been around the world, and I’ve collected dirt from each place that I’ve stopped.


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