BI’s Article search uses Boolean search capabilities. If you are not familiar with these principles, here are some quick tips.
To search specifically for more than one word, put the search term in quotation marks. For example, “workers compensation”. This will limit your search to that combination of words.
To search for a combination of terms, use quotations and the & symbol. For example, “hurricane” & “loss”.
Business Insurance Interactive Terms and Conditions of Use Agreement
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This site (www.businessinsurance.com) and all content, information and services, and all information, data, images, specifications, reviews, news, videos, and other content is an information and news service (collectively referred to as the "Service") from Business Insurance Holdings and may be used only under the following terms and conditions.
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Business Insurance may change the terms in this Agreement at any time. When the terms are changed, Business Insurance will notify you by posting a notice on the Service, and the changes will appear in this document. By using the Service after any change in the Agreement is posted, you agree to be bound by all of the changes as well.
The information available through the Service is the property of Business Insurance Holdings and others and is protected by copyright and other intellectual property laws. Information received through the Service may be displayed, reformatted and printed for your personal, noncommercial use only, provided you abide by this Agreement.
Without the prior written consent of Business Insurance Holding, you agree not to:
You may, on an occasional basis, include insubstantial portions of information from the Service in memoranda, reports and presentations, but only if such memoranda, reports and presentations are distributed in paper form, for a noncommercial purpose, to a limited number of individuals. You must include in all such memoranda, reports and presentations the phrase "Reprinted with permission from Business Insurance Holdings, Copyright [year of article]".
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By posting or submitting comments, reviews, ideas, or other content on the Service, you represent and warrant that you own or otherwise have sufficient rights to the content that you provide, that the content is accurate, that it does not violate this Agreement or any applicable law, and that it will not violate the rights of any person or entity. You further grant us a non-exclusive, perpetual, irrevocable license and right to use any of your user-provided content for any purpose. This grant of rights and license applies to use of your name, photo, likeness, voice, and other personal information, if included in the user-provided content and allows Business Insurance to display, distribute, reproduce, modify, translate, edit, and create derivative works from the user-provided content throughout the world for any purpose and in any media (including for advertising, marketing or other commercial purposes).
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The information in Business Insurance's Directories and Rankings are licensed to you under the following terms and conditions and not sold. The copyrighted lists and database contents may not be copied, shared, resold, redistributed, sublicensed or publicly displayed on a web site without the permission of Business Insurance. This restriction applies to lists of selected data that the licensee may create from using the database contents.
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This Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Florida governing contracts wholly entered into and wholly performed within Florida and any action to enforce this Agreement or in any manner related to the Service shall be brought exclusively in the federal or state courts located in Plantation, FL, and you agree to submit to the jurisdiction of such courts.
You agree to be responsible for any damages resulting from your breach of this Agreement and reimburse us for all of costs, expenses and fees (including all attorney's fees) arising from or relating to your breach.
If you believe that your work has been copied and is accessible through the Service in a way that constitutes copyright infringement, or that the Service contains a link or other reference to another online location that contains materials or activity that infringes on your copyright rights, you may notify Business Insurance Holdings by providing the information required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. § 512 to the following address:
Attention: Legal Counsel
PO Box 1010
Greenwich, CT 06838
Policy Last Updated: January 2020.