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Insurance could do to football what a meteorite likely did to the dinosaurs.
“From the NFL to rec leagues, football is facing a stark, new threat: an evaporating insurance market that is fundamentally altering the economics of the sport, squeezing and even killing off programs faced with higher costs and a scarcity of available coverage,” ESPN reported on Thursday.
Gone away already is general liability insurance covering head trauma, according to multiple sources reporting to ESPN. And only one insurer is willing to provide workers compensation coverage for NFL teams, according to the report.
The downfall? Concussion litigation. In 2011, about a dozen insurers occupied the insurance market for pro football, according to ESPN.
First, they came to replace the supermarket checkout person. Now they’ve come for the risk managers. Technology and automation, that is.