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Director of property/casualty operations and senior vice president
Breckenridge Insurance Group Inc.
Alex Rinehart was named director of property/casualty operations at Kennesaw, Georgia-based Breckenridge Insurance Group Inc. in February. During his eight-year insurance career, he has placed international and domestic accounts and retained one of Breckenridge’s largest accounts through four renewal cycles. One of Mr. Rinehart’s notable achievements was creating an exclusive student housing program for a client through Lloyd’s of London.
Emerging risks in your specialty
The sharing economy, the “internet of things,” drone deliveries and myriad other innovations will continue to challenge the risk management world. There are always new industries popping up and the risks associated with them.
Job change over the next 10 years
Efforts to disintermediate will likely accelerate the transitioning of specialties, but there will always be a need for the excess and surplus market as new risks emerge with no data or history to feed algorithms. I suspect we’ll see a return to the “back of cocktail napkin” type deal-making, because the delays we currently experience for modeling, referrals and the like will be eliminated by the increasing availability of data and speed of communication.
Advice to someone starting in the business
Listen, ask as many questions as you can, don’t be afraid to make mistakes, be honest.
Best-kept secret about insurance
Everything. The complexity and breadth of coverages is fascinating, and the relationship-driven nature makes it a fun industry. It’s both challenging and comfortable at the same time.
Something people don’t know about you
My wife is an actuary, and that reminds me every day that I’m not as smart as I think I am.
The 2018 Business Insurance Break Out Awards highlight the potential future leaders of the insurance and risk management sector from across the United States.