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Germany-based insurer Allianz Global Corporate and Specialty S.E. found that "significant" product recalls cost companies across the world $12 million on average between 2012 and the first half of 2017, with the "ripple effect" costing billions, Foodqualitynews.com reported. A "significant" event refers to product recall claims equal to or greater than €5 million ($5.8 million). The food and beverage sector accounted for 16% of analyzed losses, with the average cost of a recall claim totaling nearly $9.5 million. The major reasons for recalls include undeclared pathogens and allergens including mislabeling, contamination from glass, plastic and metal and malicious tampering.