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President, North America
Lloyd's America Inc.
LoriAnn Lowery has spent approximately six months in her position as president North America of Lloyd's Inc. She is responsible for all business operations across the United States and Canada, including business development and distribution, communications and marketing functions. She has more than 20 years experience. Most recently, she served as managing director and national practice leader for risk management and financial products for Wells Fargo Insurance Services Inc. Previously she held positions at Marsh Inc., Sedgwick Claims Management Services Inc. and Intercontinental Brokerage Inc.
HOW DID YOU GET INTO THE INDUSTRY: "Basically by accident. I had gone to a university on a musical scholarship. I thought I was going to be a fantastically wonderful musician. My father said, "I really appreciate the fact that you are a musician and want to be a singer but the reality of the world is that is probably not going to be the case so why don't we find a fallback position." I started taking finance classes and then when I got out of school, I went into...the finance side and investment banking side, working on structured financial products, and those products needed insurance. Then I thought, well, how easy would that be, so I jumped on the insurance side of that and really ended up falling in love with the insurance side, which was actually more difficult than I had anticipated in terms of finding capacity and partners. I realized there was a real need in the insurance market for creative, out-of-the-box thinkers."
THE BEST ADVICE YOU'VE EVER RECEIVED: "I think the best advice I ever received is to realize a career in this industry is a marathon and not a sprint. It's a very cyclical industry as we're seeing at this time, and a cool head and leadership through crisis prevails. It's not what happens to you in your life that makes you who you are, it's how you respond."
ADVICE FOR THOSE STARTING IN THE INDUSTRY: "My father used to always say two things that I've kept in my heart and one is to remember you're not better than anyone else and no one is better than you, and to always remember where you come from. Secondly, when difficulties arise, remember gold is refined by fire and if you want to continue to grow, there is always some refining that has to be done."
WHAT YOU WANTED TO BE PROFESSIONALLY WHILE GROWING UP: "I wanted to be professional opera singer. I've sung all my life. I assumed it would be a pretty easy thing to do having no clue how difficult the opera world was."