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SHERRON WILLIAMS

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Chief Underwriting Officer, Professional Liability Operations

XL Insurance (Bermuda) Ltd.

Hamilton, Bermuda

Age: 44

As the chief underwriting officer of XL Insurance (Bermuda) Ltd.'s professional liability unit, Sherron Williams oversees a team of 15 people managing the second-largest portfolio of business within XL's Bermuda operations. Ms. Williams--who joined XL as a trainee underwriter in 1991--regularly participates in industry events, sharing her industry knowledge and expertise with peers. Most recently, she co-chaired the 2007 Bermuda Professional Liability Underwriting Society Symposium, held on the island in June.

BEST PROFESSIONAL ADVICE: "It was by my prior manager when I assumed this role...he said to me 'Don't forget the importance of empowering those who report to you.' Essentially, he was saying that often times you find a manager who is threatened by a (employee) who is smarter than them, more creative than them, has a better working relationship with key contacts...and as such feels that (he/she) shouldn't develop them further. Embrace those strengths and allow them to soar. I have tried to adapt that. I feel that I have a very loyal team. They are welcome to disagree with me. If they come to me with an idea, I say go with it. As a manager, that's probably the best piece of advice I've received."