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JULIE K. LONG

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Senior Director-Risk Management

Wal-Mart Stores Inc.

Bentonville, Ark.

Age: 54

Julie K. Long joined Wal-Mart Stores Inc. in December 2004 as senior director-risk management. At Wal-Mart, she is responsible for achieving strategic objectives in managing loss exposure risks, including directing placement of property and liability insurance programs for all of Wal-Mart's domestic and international operations as well as the retailer's captive insurance company, Broadstreet Insurance Co. Before joining Bentonville, Ark.-based Wal-Mart, she was with SBC Communications--now AT&T Inc.--as executive director, risk management. She holds both the Chartered Property Casualty Underwriter and Associate in Risk Management professional designations and is a past president of the St. Louis chapters of the Risk & Insurance Management Information Society Inc., Chartered Property Casualty Underwriters Society and the Assn. of Professional Insurance Women.

advice to young women: "Embrace the thought of becoming a 'perpetual student' of the world, the industry, your company and your aspirations. The field of insurance, brokerage and/or risk management should be considered as a career opportunity...not just an occupation and is not about what most people think--'you just buy or place insurance.' You are a knowledge worker in a multidisciplinary field--involving contracts; finance; accounting; tax; tort; compliance with federal, state and non-U.S financial responsibility laws; claims--that touches all aspects of a company, from non-management persons to the office of the chairman and all operations in between. The challenges are as dynamic as the company and the external factors impacting the company. The responsibilities are much broader than placing insurance and managing an insurance transaction, although the use of insurance is an important risk financing tool, but only one of several options. You will have the opportunity to work in a global marketplace."