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What King County, Wash., employees must do and the deductible reductions they receive in the county's wellness program.

Gold level:

Undergo a health risk assessment and participate in the county's wellness program

$100 individual deductible; $300 family deductible

Silver level:

Undergo only a health risk assessment

$300 individual deductible; $900 family deductible

Bronze level:

Undergo neither a health risk assessment nor participate in the wellness program

$500 individual deductible; $1,500 family deductible

Source: King County, Wash.