State Farm Mutual Automobile Insurance Co. vs. Partridge, California Supreme Court, 1973
- A homeowner's insurance policy must cover a loss that was caused in part by an insured event, because another contributing cause was covered.
Aydin vs. First State Insurance Co., California Supreme Court, 1998
- A policyholder bears the burden of proving why the sudden and accidental exception in its commercial general liability policy's pollution exclusion should apply to a loss.
Travelers Casualty & Surety Co. vs. Superior Court, California Appellate Court, 1998
- The initial dumping of pollutants is not covered by the CGL policy, but coverage for subsequent sudden and accidental environmental contamination is not automatically barred.
Golden Eagle Refinery Co. vs. Associate International Insurance Co., California Appellate Court, 2001
- A commercial policyholder must show the exact portions of a loss attributable to both covered and noncovered events or recover nothing.
