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Reliance National Insurance Co.

77 Water St., New York, N.Y. 10005; 212-858-3600; fax: 212-858-6595

1997 1996

Int'l premiums $290,240,000 $289,959,000

U.S. 14.7% 4.8%

Non-U.S. 85.3% 95.2%

Offices: Claims 20 15

Underwriting 20 15

Employees 323 250

U.S. 48 41

Non-U.S. 275 209

Underwriting in foreign countries 125 100

Owned offices in foreign countries 14 13

Combined ratio 101% 96.2%

Intl. P/C operations began: 1990.

Parent: Reliance Insurance Co.

Specialties: Financial products, professional indemnity, excess property/casualty, general liability, marine, accident/health, aviation, medical malpractice, contingency.

Services: Captive programs; loss control services for property/casualty; retrospectively rated programs.

Licensed or accepted insurer in: Argentina, Canada, Germany, Hong Kong, Korea, Malaysia, Mexico, Netherlands, Norway, Singapore, South Africa, Spain, Sweden, Switzerland, United Kingdom.

Affiliates/fronting arrangements: Brazil (ITAU Seguros S.A.; Porto Seguro), Chile (Las Americas), Czech Republic (Pojistovna IB), El Salvador (Compania General de Seguros S.A.), Germany (Gaethar Group), Guatemala (Aseguradora La Giba S.A.), Hong Kong (Lombard; Lippo Group), Indonesia (PT Lippo General Insurance), Japan (Dai Tokyo), Panama (Aseguradora Mundial), Poland (Warta Insurance Co.), Portugal (Imperio Group), Ukraine (Ostra-Kiev Insurance Co.).

Officers: Joseph A. Graziano, executive vp; William J. Parisi, first vp-underwriting; Anthony A. Perez, first vp-finance.

Royal & Sun Alliance Insurance Group P.L.C.

1 Cornhill, London EC3U 3QR, England; 44-171-283-4300; fax: 44-171-623-5282

1997 1996

Int'l premiums* $6,553,638,000 $7,350,720,000

U.S. 26% 23%

Non-U.S. 74% 77%

Employees 14,700 15,000

U.S. 3,400 3,400

Non-U.S. 11,300 11,600

Underwriting in foreign countries 132 131

Owned offices in foreign countries 55 55

* Converted at applicable exchange rates.

Intl. P/C operations began: 1710.

Services: Captive programs; loss control services; retrospectively rated programs; statistics in support of international programs.

Licensed or accepted insurer in: Austria, Bahamas, Barbados, Bermuda, Canada, Channel Islands, Chile, China, Hong Kong, Indonesia, Isle of Man, Italy, Kenya, Malaysia, Puerto Rico, Spain, United Kingdom, United States, Uruguay, Venezuela.

Affiliates/fronting arrangements: Antigua, Argentina, Australia (Sun Alliance & Royal Insurance Australia Holdings Ltd.), Austria, Bahamas, Barbados, Belgium, Bolivia, Brazil, Brunei, Canada, Chile, China, Colombia (Cia. de Seguros La Andina S.A.), Curacao, Cyprus, Czech Republic, Denmark, Dominica, Dubai, Ecuador, Egypt, Estonia, Falkland Islands, Fiji, Finland, France, Germany, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Ivory Coast, Jamaica, Japan, Latvia, Luxembourg, Macao, Malawi, Malta, Martinique, Mauritius, Mexico, Montserrat, Morocco, Namibia, Netherlands, Netherlands Antilles, New Caledonia, New Zealand, Nigeria, Norway, Oman, Pakistan, Peru, Philippines, Poland, Portugal, Puerto Rico, Russia, St. Helena, St. Lucia, St. Vincent, Saudi Arabia, Senegal, Singapore, Slovakia, South Africa (Mutual & Federal Investments Ltd.), South Korea, Sweden, Switzerland, Taiwan, Thailand, Trinidad and Tobago, Turkey, Turks and Caicos, United Kingdom (British Aviation Insurance Co. Ltd., Nissan Insurance Co. Europe Ltd.), Uruguay, United Arab Emirates, United States, Venezuela, Vietnam, Virgin Islands, Zimbabwe.

Officers: R.V. Mendelsohn, group chief executive; T.A. Hayes, group executive director; P. Spencer, R. Gunn, E. Kulk, group directors; J. Hance, group finance director.

U.S. contact: Larry Gowen, treasurer, 704-522-2632.