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Risk Enterprise Management Ltd.

59 Maiden Lane, New York, N.Y. 10038; 800-347-2599; fax: 800-634-0425

Risk management systems since: 1991.

Software products:

Risk Options.

System requirements: IBM-compatible PC system. Online system.

Customization optional.

First installation: 1991.

Total installations: 200; 40 in corporate risk management departments.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, specialty lines.

Features: Loss development; loss trending; report generation; data analysis; allocation of losses; downloading of databases; exports data to other PC formats. Optional modules include consolidation of data from multiple insurers, can be bundled with REMNET to add adjusters' notes and claim financial inquiry.

User support: Onsite training*, telephone assistance 12 hours per day*, client services staff*.

REMNET.

System requirements: IBM-compatible PC system; operates in DOS. Online system.

Customization optional.

First installation: 1991.

Total installations: 200; 75 in corporate risk management departments.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, specialty lines.

Features: Claims administration; payments; reserves; recoveries; interactive adjusters' notes and diary. Optional modules can be bundled with Risk Options to add loss analysis and ad hoc report generation.

User support: User groups/meetings, onsite training*, telephone assistance 12 hours per day*, client services center.

Clients: 475 total.

Branch offices: Brea, Calif.; Maitland, Fla.; Atlanta; Chicago; Florham Park, N.J.; New York; Syracuse, N.Y.; Philadelphia; Nashville, Tenn.; Dallas.

1996 revenues: $ 1.4 million total.

Officers: Peter Johnson, chairman/CEO; Charles Callahan, president/COO; Joseph Campbell, executive vp; Michael Riney, executive vp; Richard Herschman, executive vp/CFO; Matt Craig, vp.

Contact: Bill Cassidy, client services center.

*Included in system price.

Risk Laboratories L.L.C.

1144 Canton St., Suite 103, Roswell, Ga. 30067; 770-642-1109; fax: 770-643-9908

Risk management systems since: 1994.

Software products:

RiskFolio 3.1.

System requirements: IBM-compatible PC system; operates in Windows 95 or Windows NT 32-bit.

Customization optional.

First installation: 1994.

Total installations: Fewer than 100; fewer than 90 in corporate risk management departments.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, accommodates all claim and coverage types.

Features: Ad hoc reporting; standard report library; claims triangulation; loss development; trending and forecasting; premium allocation; budgeting; aggregate analysis of limits and retentions; program/TPA monitoring; cost of risk analysis; loss stratification; loss analysis; acquisition and divestiture analysis; program options analysis; self-insurance comparisons and analysis; contract and renewal negotiating; international program analysis; reinsurance cession analysis; frequency and severity analysis; "value as of" analysis; executive information system; policy tracking and management; exposure tracking and management; incoming/outgoing insurance certificate processing and management; claims management for property, casualty and all industry-specific coverages; claims reporting; workers comp first report of injury; litigation management; reserve and values history; notes/diary; scheduling; task creation; distribution and management; safety audit tracking; OSHA record keeping and reporting; data archiving; data integration, import, export, consolidation; EDI.

User support: User groups/meetings*, onsite training*, telephone assistance nine hours per day*, upgrades*, project teams include individuals with risk management experience.

Staff: 16 total, 14 professionals.

Officers: George B. Netherton, president; Robert C. Morrell, vp-research/development; T. Casey Schmidt, vp.

Contact: T. Casey Schmidt, 770-642-1109 ext. 305.

*Included in system price.

Risk Technologies Inc.

2480 Highway 287 North, Suite 400, Mansfield, Texas 76063; 817-477-2197; fax: 817-473-7610

Risk management systems since: 1988.

Software products:

RiskVision.

Price: $25,000-$125,000.

System requirements: IBM-compatible PC system; operates in DOS, Windows 3.1, Windows for WorkGroups, Windows NT Client/Server, Windows 95, UNIX, Novell. Online system.

Customization optional.

First installation: 1988.

Total installations: 184; 180 in corporate risk management departments.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, Longshoremen's and Harbor Workers Act, medical malpractice.

Features: Claims administration; check processing; custom claim input screens; laser check writing; vendor management; electronic transmission of 1099 information to IRS; electronic bank reconciliation transmissions; custom reports; ad hoc report generation; reserve worksheets; notes/diary routines; exposure information management; premium management; policy management; cost allocation; loss development; loss control and OSHA reporting/record keeping; state fee schedule verification and payment discounting; form letter generator.

RiskVision TPA.

Price: $25,000-$150,000.

System requirements: IBM-compatible PC system, operates in DOS, Windows 3.1, Windows for WorkGroups, Windows NT Client/Server, Windows 95, UNIX, Novell. Online system.

Customization optional.

First installation: 1988.

Total installations: 35; 15 in corporate risk management departments.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, Longshoremen's and Harbor Workers Act, medical malpractice.

Features: Claims administration; check processing; custom claim input screens; laser check writing; vendor management; electronic transmission of 1099 information to IRS; integrated time and billing; invoicing and accounting; TPA office management; generation of state-required forms and reports; state fee schedules or integration medical cost management service providers; electronic bank reconciliation transmissions; custom reports; ad hoc report generation; remote client access; reserve worksheets; diary/calendar functions; exposure information management; premium management; policy management; cost allocation; loss development; loss control and OSHA reporting/record keeping; form letter generator.

User support: User groups/meetings, onsite training*, telephone assistance 11 hours per day*.

Staff: 15 total, 11 professionals.

Clients: 255 total. Sold systems to 22 clients in 1996.

1996 revenues: 95% of revenues from risk management information systems sales and service, 15% from hardware sales, 60% from software sales, 25% from software services.

Officers: Chuck Allen, president; R.J. Mallette, vp-product development/marketing; Ron Watts, vp-customer services.

Contact: R.J. Mallette.

*Included in system price.

RISKTRAC Inc.

225 Borthwick Ave., Portsmouth, N.H. 03801; 800-294-3316; fax: 603-431-2071

Risk management systems since: 1982.

Parent: Liberty Mutual Group.

Software products:

Risktrac Links.

System requirements: IBM-compatible PC system. Online system.

Customization optional.

First installation: 1987.

Total installations: 1,150.

Claims/coverages managed: General liability, property, casualty, workers comp, auto, group short- and long-term disability.

Features: Claim inquiry; real time access to adjuster notes; daily updates of claims and payment information; access to managed care rehabilitation nurse information; reserve changes and calculations; customized data capture with unlimited user-defined fields; data consolidation; 36 standard reports; report scheduler; ad hoc reports. Optional modules include Risktrac COV, available March 1998.

User support: User groups/meetings, onsite training, telephone assistance 13 hours per day, online help system.

Risktrac SA.

System requirements: IBM-compatible PC system; operates in Windows.

Customization optional.

First installation: 1996.

Total installations: 125.

Claims/coverages managed: General liability, property, casualty, workers comp, auto.

Features: Claim inquiry; data consolidation; 26 standard reports; report scheduler; ad hoc reports; customized data capture with unlimited user-defined fields; reminders; link and store documents associated with claims; supports U.S. and worldwide currencies. Optional modules include Risktrac COV, available March 1998.

User support: User groups/meetings, onsite training, telephone assistance 13 hours per day, online help system.

Contact: Alicia Rawnsley.