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Swiss specialist insurer Etherisc GmbH is looking to use blockchain technology to create decentralized insurance policies and speed up natural disaster-related insurance payouts, Bitcoinist.com reported. Etherisc plans to shift the insurance workflow to a distributed transactions ledger to allow organizations and individuals to create insurance policies through its smart contract system. The model could lead to automated payments, and help insurers save money by cutting down on fraud, waste and human error.