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Risk Placement Services Inc. said Wednesday it is expanding its lawyers professional liability program to New York and Texas.
The Rolling Meadows, Illinois-based unit of Arthur J. Gallagher & Co. said the program provides law firms with between two and 50 attorneys up to $5 million in liability limits as well as express vicarious liability, an annual aggregate deductible and an automatic 60-day extension for reporting claims among its features.
The program is designed to provide coverage for claims that arise from “wrongful acts” committed in the performance of legal services in the lawyer’s capacity, and generally provides both indemnification and claims expense coverage, RPS said.
The program, which was established in 1985, is managed by Risk Placement Services unit RPS Plus, a nationwide underwriting manager, the statement said.
Finding the right insurance can be an onerous task for a small business and is a big reason why many avoid cyber liability insurance.