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Hartford unveils cyber response policy


The Hartford Financial Services Group Inc. has introduced CyberChoice First Response, a policy designed to help protect businesses against cyber attacks.

The policy offers several options for customization, the insurer said Monday in a statement.

Policy provisions include coverage for preclaim expenses; coverage related to a regulatory inquiry in addition to regulatory fines and expense, expenses incurred as a result of a regulatory proceeding; recognition of internal expenses incurred in response to a breach; a 24/7 cyber incident hotline staffed in the U.S. to assist in the event of a cyber attack; and available system failure and administrative error protection.

Policyholders also have access to a panel of preapproved service providers to guide them in securing their networks, the statement said.

In addition, the Hartford CyberCenter, a digital cyber risk management portal, provides customers with tools, training materials and best practices suggestions to further help mitigate the risk of a cyber incident.

The coverage also includes post-incident remediation to help a business make improvements in its security position and ensure it is better prepared against cyber threats than before the incident occurred, the statement said.

Limits of up to $10 million are available, according to a spokesman.


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