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Crystal & Company
Timothy Crowley graduated from college with a finance degree in 2002. He began his insurance career in property/ casualty and focused on directors and officers liability insurance when he joined Crystal & Company in 2003 after a short stint at another broker.
Top industry concern
I think our biggest industry concern is hiring and retaining quality talent throughout the various functions of an insurer or insurance brokerage — making sure our industry remains desirable to the next generation.
Best-kept secret about insurance
Once you’re inside the industry there’s so many different ways you can go within the industry as far as the broker side, the carrier side, the risk management side, the buyer side, the claims side. Once you obtain the fundamental skills of understanding of transferring risk, there’s so many different opportunities.
What inspires you?
I think innovation is what continues to keep things interesting for me. The four corners of the insurance contract are what they are, right? We’re selling a bunch of words on a piece of paper. But to keep things fresh, to respond to the evolving needs of our clients … that innovation is what’s critical.
Next big thing in insurance
I think the next big thing is going to be breaking down the walls of cyber insurance. More and more insureds are going to be looking for an all-inclusive solution for all things dealing with information and data security. So whatever the ultimate damages are I feel like we as an industry need to put all those coverages under one roof, rather than having various silos and a lot of finger pointing in claims scenarios.
Something people don’t know about you
I’ve never had a cup of coffee.
Business Insurance’s Break Out Awards program honors 40 top professionals on track to be the next leaders in the risk management and property/casualty insurance field.