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Georgia spells out rideshare insurance requirements


Georgia Gov. Nathan Deal on Wednesday signed into law a measure that establishes insurance requirements for commercial ride-sharing services such as Uber and Lyft.

The law requires that a transportation network company maintain an insurance policy that recognizes that the driver is a transportation network company driver. The policy must provide a minimum of $1 million for death, personal injury, and property damage per occurrence and provides uninsured and underinsured motorist coverage of at least $1 million per incident, covering the period of time a driver accepts a ride request on the transportation network company’s digital network until the driver completes the transaction or the ride is complete, whichever is later.

The measure drew praise from the Property Casualty Insurers Association of America.

“The insurance language in the bill brings clarity and consistency to rideshare insurance laws,” said Logan McFaddin, Southeast regional manager for Chicago-based PCI, in a statement. “Our top priority was to enhance consumer safety and ensure that there were adequate protections in place for everyone involved in this activity.”

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