October/November 2025
COVER STORY
Construction liability market on firmer ground 
Rates stabilize ahead of expected boom tied to data center projects, but claims costs remain a threat
NEWS ANALYSIS
Comp grapples with mental injury claims
Reintegrating an employee who has experienced a compensable mental injury into the workplace is a complex process that requires the same treatment, communication and claims management strategies used for all workers compensation cases, with one main difference: subjectivity.
Human monitoring of AI necessary to oversee hiring processes, limit discrimination claims
Employers are increasingly using artificial intelligence tools to speed up hiring processes, such as resume screening, but human oversight remains essential to prevent unintentional discrimination.
Satellite launches up, insurance takeup down
The explosive growth in satellite launches and low-earth orbit operations has yet to translate into similar gains in the satellite insurance market.
Insurers push for growth as pricing shifts
Insurers are seeking to grow their books of business in a market where property and specialty rates are falling but prices for major liability lines keep rising.
SPECIAL REPORT
Cyber threats prompt shift in property cover
Cyberattacks that cause physical damage to property, such as equipment breakdowns and fires, are relatively infrequent but can leave policyholders with gaps in coverage.
Casualty reinsurance capacity expands, but prior year losses generate caution
Adverse development for past-year casualty losses is shaping the environment for reinsurance buyers as they head toward Jan. 1 renewals.
DEPARTMENTS
Perspectives: Technology, cybersecurity in energy — balancing innovation with risk mitigation
As the energy sector undergoes a transformative shift toward modernized, secure and sustainable systems, it faces a dual challenge: safeguarding critical infrastructure from cyber threats while using artificial intelligence to improve efficiency and resilience.
Viewpoint: Tech demands human touch
Technology is reshaping daily routines, including how we check in for flights, check out at grocery stores and drive cars. But to get the most out of technology, people need to be part of the process.
Editorial: Striking a balance in liability reforms
Rising court awards and settlements have become a huge issue for the insurance and risk management sector, regularly cited as the principal cause of continued increases in liability insurance premiums, particularly for commercial auto rates.
Data spotlight: Top 10 corporate verdicts of 2024
2025 Business Insurance Best Places to Work
Best Places to Work in Insurance is an annual feature presented by Business Insurance and Best Companies Group that ranks the agents, brokers, insurers and other providers with the highest levels of employee engagement and satisfaction.