Virginia is for liability coverage

After state law passed in Virginia in 2023, Old Dominion is joining the ranks of virtually every state in the United States — except for the now-lone state of New Hampshire — that will require drivers to buy car insurance.

By July 1, all drivers in Virginia must carry coverage, leaving in the dust the requirement that drivers who opted to go without coverage pay an uninsured motorist fee.

As New Hampshire and Virginia were long touted as the only states to not require automobile insurance coverage, personal finance gurus have always argued the decision to go without coverage is a bad one and leaves drivers open to liability — a long, winding road involving repair costs and medical — if they are involved in a crash.