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New Zealand-based Tower Ltd. has decided to no longer offer insurance for commercial farms as it wants to focus on direct personal as well as small business lines, Asia Insurance Review reported. The insurer will refer its commercial farm customers to Aon New Zealand's AonAgri division, with effect from Feb. 1, 2024. The move is the latest in a series of actions taken by the insurer to streamline and enhance efficiencies over the past three years.