Zurich launches policy for injured workers in Texas

Zurich North America on Thursday announced its occupational accident and employers work injury liability insurance policy for nonsubscribers to the workers compensation system in Texas.

 

Similar to traditional workers compensation insurance, Zurich’s Texas product provides employers liability, wage replacement, medical and accidental death coverage in the event of an occupational injury. It also provides a combination of customizable options of wage replacement up to $2,000 weekly at 100% of the average weekly wage, no-dollar-limit medical expenses, separate employer liability limits, and lump-sum accidental death and dismemberment benefits, according to a spokeswoman for the Schaumberg, Illinois-based U.S. insurer, a subsidiary of Zurich Insurance Group.

 

The product is the result of a collaboration with program administrator CPro Associates, whose principals over 30 years ago developed the first occupational injury coverage for Texas employers who opt out of the workers compensation system, referred to as “nonsubscribers,” according to the statement.