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Cowbell Cyber Inc. said Tuesday it is introducing Cowbell Prime 100, its stand-alone cyber insurance product, in California.
Pleasanton, California-based Cowbell Cyber uses artificial intelligence and data to allow users to continually assess and underwrite cyber risk.
The policy, Cowbell Prime 100, offers stand-alone, first- and third-party coverages to businesses with up to $100 million in revenue. Limits available are up to $5 million, with deductibles beginning at $1,000, according to the company’s statement.
Coverages include security breach expense, security breach liability, cyber extortion, business income and social engineering.
Kelly Butler, cyber practice leader of the Asia Pacific region at Marsh & McLennan Cos. Inc., said that insurers are scrutinizing cyber risks as hackers become active amid the coronavirus pandemic, Asia Insurance Review reports. Insurers will be looking at policyholders' overall business resilience in detail at the time of renewal.