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Nigerian insurance experts have called on the government to consider converting insurers that are unable to meet new recapitalization rules into microinsurers, The Guardian reported. Pius Apere, chief executive of Achor Actuarial Services Ltd., said that it would be better to have insurers with 2 billion Nigerian naira ($5.5 million) to NGN 3 billion in capital engaged in microinsurance business, as it would boost insurance penetration at the local level.