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Insurers IAG New Zealand Ltd. and Suncorp Group New Zealand Ltd. said that insurance rates may not rise significantly in 2020 compared with steep hikes this year after they moved to a risk-based pricing strategy, Interest.co.nz reported. IAG also plans to include climate change in its pricing strategy due to increasing frequency and severity of natural disasters. IAG's profit grew 69% year over year to $354 million Australia ($240 million) while Suncorp's profit surged 116% to AUD 246 million in the financial year ended March 31 driven by risk-based pricing and low disaster claims.