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Insurance Australia Group Ltd.'s net profit grew 17% year over year to $1 billion Australia ($727 million) in the year ended June 30 driven by higher rates and the sale of its Thai business, Morningstar reported. Gross written premiums grew more than 3% to AUD 12 billion. Net disaster claims exceeded IAGs allowance by AUD 110 million while the insurer increased its catastrophe reinsurance cover by AUD 1 billion for this year.