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U.K.-based banks are preparing for a spike in payments to settle claims for mis-sold insurance, which has cost lenders more than £35 billion ($44 billion) so far, Reuters reported. The Royal Bank of Scotland P.L.C., Barclays P.L.C., Lloyds Banking Group P.L.C. and HSBC Bank P.L.C. among others face a deadline in August to settle claims related to payment protection insurance policies.