Ironshore offering contractor legal liability policy

Ironshore Environmental said Monday it is offering a comprehensive contractors environmental legal liability policy.

The policy responds to third-party bodily injury, property damage and remediation of environmental damages resulting from pollution incidents caused by the contractor’s work at a job site, according to a statement by the Liberty Mutual Insurance Group unit.

The coverage, which is available through an online Quote & Bind portal to brokers for contractors with up to $100 million in revenues, provides available policy limits of $500,000 to $10 million, and up to $50 million upon referral, according to Ironshore Environmental.

The policy has no minimum premium, with deductible options starting at $2,500, and includes an “enhanced” commission, according to the statement.

The policy is offered on an occurrence basis and can be underwritten for practice, project or wrap-up coverage. Coverage includes pollution liability incidents associated with transportation, nonowned sites and time-element pollution accidents at owned sites, as well as costs related to image restoration, disinfection events and pre-claim expenses, the statement said.