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U.S.-based S&P Global Ratings Inc. said that Saudi Arabian insurers and reinsurers' pre-tax income declined about 28% year over year to $201 million in 2018 from $293 million in 2017, Zawya reported. Gross written premium declined 3% due to slow economic activity, higher no-claims discounts for auto policies and the departure of more than one million expatriates as a result of higher taxes on foreigners.