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A.M. Best plans to add innovation score, requests comments

Innovation A.M. Best rating

A.M. Best Co. plans to add an innovation component to its ratings and is requesting comments from market participants in the insurance industry and other interested parties on the draft of a new criteria procedure Scoring and Assessing Innovation, Best said in a statement Thursday.

Best has captured innovation indirectly in the past “through the various building blocks of its rating process,” it said.

Its evaluation of a company’s innovation level, outlined in the draft criteria procedure, will be based on two elements, innovation inputs and innovation outputs, the statement said.

Best said it plans to “explicitly” consider whether a company’s innovation efforts, or lack thereof, have had a demonstrable positive or negative impact on its long-term financial strength, and expects that all rated companies eventually will be scored and assigned a published innovation assessment.

The draft criteria procedure is available at, and written comments should be submitted by email to by May 13, 2019, the Best statement said.








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