Ironshore enhances environmental policy for contractors

Ironshore Environmental on Monday said it has enhanced its contractors environmental legal liability program.

The CELL program provides coverage for damages resulting from pollution incidents caused by the contractor’s work on an occurrence basis and can be underwritten as a practice, project or wrap-up policy, carrying a minimum deductible of $2,500, the unit of Ironshore Inc. said in a statement. Policy limits are available from $500,000 and up to a maximum of $50 million.

The enhanced CELL policy form covers pollution liability arising from the contractors’ work, during transportation and at nonowned sites, including staging areas, according to the statement. It has also incorporated protection for additional expenses, such as image restoration, site disinfection and preclaim event costs.

The enhanced CELL product provides cover on a time-element basis for scheduled properties owned or leased by the insured, including up to a $100,000 limit for cleanup of asbestos-containing materials or lead-based paint displaced by named perils.

In addition, silt and sedimentation are now specifically included as a covered cause of loss.