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Real-world insurance for fantasy sports

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As the calendar flips over to March, hordes of fantasy baseball managers will begin in earnest to prepare for their team drafts, hoping whichever player they bid on for their top pick will last the season uninjured.

If they fear their stud hitter or pitcher doesn’t make it through September, however, they do have an option: insurance.

Already, some fantasy football fans have benefited from the new product, and the company offering the coverage, Rotosurance, hopes baseball fans will look to reap the same benefits.

According to Real-world insurance for fantasy sports, when Arizona Cardinals star running back David Johnson had a season-ending injury in the first game of the 2017 NFL season, many fantasy owners who pinned their hopes on him to help them win their leagues, some of which charge more than $1,000 in dues, wrote off the season.

But fans who bought insurance, paying an 8% of league fees premium, got their dues back, according to the magazine’s website.

The coverage comes with terms and conditions, of course. According to Rotosurance’s website, for the baseball coverage, outfielders must miss 78 games or more due to injury before claims are paid, and pitchers must play in 15 games or fewer for coverage to be triggered.

Fantasy geeks had mixed reactions to the insurance offer, Mel Magazine reported, with one fantasy commissioner saying the coverage was “targeting a tier of fantasy dork that somehow exceeds my own.”